Please post one piece of advice, as if you were talking to a younger high school student. Something you have learned in Consumer Education that would help them in life going forward. Keep it appropriate, of course. Log in anonymously, but put your first name and last initial at the end of the post. Thank you.
I would want to tell a younger student how important it is to start saving up for your retirement as early as possible. I learned that retirement funds are not always covered withi your job and you should be putting money away every month starting after college.
ReplyDeleteCassie K
My piece of advice to someone younger would be to save as much money as possible. As we get older, money will become more important in our lives and it fuels what we can do. If anyone wants to live their dreams, they have to start saving their money as early as possible so they can have the life they want.
ReplyDeleteJonathan Goldstein
My advice to a younger student would be don't spend money you don't have. When we get our first credit cards, sometimes we don't realize how much we are actually spending. So spend your money wisely.
ReplyDeleteMarissa L
My advice would be to realize the value of the dollar. With the example of gas, you put $30 into your car and its crazy how fast your empty. Before I started to drive I never realized how much effort it takes to make $8.25 and how easy it is to blow that on food. JUST BE FRUGAL NOW AND SAVE FOR THE FUTURE! good luck minions!
ReplyDeleteMy advice would be to be to invest your money. Investing your money can make you a lot in the future. I would also encourage you to start saving your money for your retirement fund. The earlier you start the more you will have later.
ReplyDeleteNicole R
My advice would be to use your money wisely. Don't buy things you can't afford. A credit card isn't automatic free money. A lot of young adults go into huge debt with credit cards.
ReplyDeleteCyndi R
My advice is to know how much house and car you can afford. If you think you can have more than you actually have, they will end up getting taken away from you. Live comfortably or even to near the limit of your budget, but no not go over.
ReplyDeleteDylan H
My advice would be to avoid overusing credit cards. It's so tempting to spend without abandon when you're armed with a credit card, but it feels horrible to realize just how wild you've been with your purchases once all is said and done. Instead, focus on managing physical money smartly. It's a lot better in the long run.
ReplyDeleteRichie I
Especially in today's job market, a solid job interview and standing out is really important. One of the most important things that Consumer and Mr. Drevlin pointed out to the class is that being memorable is the key, and sometimes that means taking that extra step to send in preliminary work to demonstrate your talent or sending in your resume in a creative way. During the interview, it's important to always ask questions even if you don't have any.
ReplyDeleteNate S
Don't be afraid to set high goals, and then change them if you need to. Always think ahead with equal parts caution and confidence. Most people go through several different careers, so make sure you have a second or third plan if your first doesn't work out like you want it to.
ReplyDeleteSean L
Never buy things with money you dont have
ReplyDeleteAnthony S
My advice is to start putting away money as soon as possible to start practicing for when you graduate from college. Because I learned it's important to start saving for retirement early
ReplyDeleteMaryKate W.
My advice is to spend wisely and don't buy things you can't afford. At the same time, don't just sit on your money, it's okay to spend some money here and there. It's fun to have nice things. GO USA
ReplyDeleteCorey L
my advice would be to save as much money as you can while you are in high school because if you ever need something or something bad were to happen you have something to fall on. also, watch what you buy! do not buy it if you don't need it!
ReplyDeleteSawsan S.
My advice would be to not get into debt with credit cards, the interest rates are very high and if you get yourself into to much of a debt than it will be very hard to get out. Don't spend more than you have.
ReplyDeleteTim Schultz
I would tell the younger people to 1. start saving for retirement early, because it is never too early to start saving and you can become really rich, and 2. learn how to look at stocks because it is always good.
ReplyDeleteTJ Tedeschi
My advice would be not to spend money that you don't have. A lot of the time you don't realize how much you are spending when you are using a credit card. Use your money wisely.
ReplyDeleteMorgan Z
My advice would be to invest in stocks as soon as you start getting your first regular paycheck. The amount of money you can make by starting to invest early is unbelievable. If you take one piece of advice make it to invest your money as much as you can, instead of letting it sit in the bank for 0.01% interest.
ReplyDeleteAnna Z
The advice that I would give to someone is to learn how to manage your money well and never spend money that you don't have. The worst thing you could do is to spend money that you don't have, for example, on a credit card. If you spend money that you don't have, someone isn't going to magically pay off the debt that you put yourself in. Whatever you are trying to buy with the money you don't have is not worth it.
ReplyDeleteJuliana O
The best advice I can give is to use your money wisely and invest for the future. Don't buy things you don't have the money for, you don't want to be in debt.
ReplyDeleteJonathan G
My advice would be to use your money wisely, and do not just waste it all on food. Also plan ahead, and save money because you spending it all the second you get it may not be the smartest decision.
ReplyDeleteKatrine Z.
My advice would be to always negotiate interest rates. This help with any loan/credit, and will save them a lot of money. Also I would tell them when a item at a grocery store is having a 5 for $5 deal, then each individual item is $1 regardless if you buy five of them.
ReplyDeleteAbbie Kolber
The advice that I would give to someone is to manage your money well and never spend money that you don't have. If you spend money that you don't have, for example, on a credit card, no one is going to magically pay off the debt that you put yourself in. Whatever you are trying to buy with the money that you don't have, is not worth it.
ReplyDeleteJuliana O
I would tell a younger sibling to create an IRA if a 401k is not available through their work. They should also save money because there will probably not be social security when they grow older.
ReplyDeleteNick J
My advice for a younger high school student is get involved with as many jobs as possible. After doing the career project I realized that the more experience you have will make your resume better for the future.
ReplyDeleteGrant R
My advice is to start funding your retirement at an early age. Most likely your social security wont be there when you retire so the best thing you can do is set aside some money per month. This will guarantee that you will have the money to retire happily will the option to take vacations.
ReplyDeleteI would tell future students to invest in yourself at an early age. Seeing as Social Security will likely be unable to provide for your retirement, you need to fund your own retirement by investing early, and the best advantage that you have it time.
ReplyDeleteMichael B
I would say not to spend more money then you have or that you can afford and to save for investments and for when you really need it.
ReplyDeleteRavi S
I would tell young highschool students to start saving up for retirement as soon as possible. Retirment funds are not always offered within your job. You should start saving when you are 25.
DeleteDani S
My advice would be to invest in the stock market early. As high school students, you think of the stock market as being something for older people, but the truth is, the earlier you invest, the more money you will have for when you are older.
ReplyDeleteArden L
Don't keep a bunch of credit cards- it's not going to work out for you. Keep one and a debit card and that's really all you need. You could end up screwed with credit card debit if you aren't careful and just accept the ones that come in the mail.
ReplyDelete- Hayley S
My advise to a younger high school student would be to remember to only buy things with money you already have. Avoid spending money on things that you plan to pay off later with money that you don't already have.
ReplyDeleteBailey L
Find something you like doing and look into a future of doing it. Realistically start planning towards that goal, save early, get a job, basic stuff really.
ReplyDeleteAsk your parents about their jobs and financial things. It's easier to understand when you apply it to your own life.
Evan R
My best advice would be to begin saving your money at a young age. Budget carefully and don't spend on things you don't need. With college just around the corner, I have no doubt in my mind that almost every student graduates with SOME debt, and you want to be able to pay that off as quickly as possibly so it won't be looming over your head. Also, once you are out of college, you are thrown into the real world within the blink of an eye, and want some money set aside to be able to provide for yourself.
ReplyDelete-Emily W
My advice would be to start saving your money early, and be careful when buying things. Don't spend more than you can afford because you don't want to end up in huge debt.
ReplyDeleteCourtney R
My advive would be to start saving when you are young and spend your money wisely. Never spend more than you have made because then you will go into debt and that is not worth having all the stuff you bought that you couldn't afford.
ReplyDeleteNicole M
My advice to a younger high school student would be to start saving money at a young age and use that money to invest. This could build up and become a ton of money. Instead of spending all your money, saving some can be very benificial.
ReplyDeleteSeth G
Be careful with credit cards.If you need to have a credit card at all only have 1. The smarter thing to have would be a debit card which restricts your spending and will end up paying off in the long run.
ReplyDeleteI think think the best advise to give is
ReplyDelete1. You should start saving at a young age because it will pay off in the long run
2. Be careful when it comes to credit cards and using them freely at college.
Joseph Widmar's comment
DeleteJack S. comment
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